Posts Tagged as Mortgages

First Time Home Buyer in NJ? You may be eligible for $17,500 in assistance!

 

First time home buyers in New Jersey have access to several options to help them buy a home with little or no money down. New Jersey’s HMFA First Time Home Buyer loan allows for as little as a 3% down payment and up to 3% of the purchase price can be credited back to the buyer for closing costs. Additionally, you can also receive a 4% grant through New Jersey’s Smart Start program — so, on a $250,000 home, a qualifying first-time homebuyer can get $7,500 from the seller AND anothe… Continue Reading First Time Home Buyer in NJ? You may be eligible for $17,500 in assistance!

Waiting for the Real Estate Market in NJ to Hit Bottom May End Up Costing You More!

 

 

 

Has the real estate market in New Jersey hit the bottom? It might be irrelevant. Prices certainly seemed to have stabilized and are even on an upward trend in parts of New Jersey. However, one thing that is almost certain is that mortgage interest rates hit their low during the Fall of 2010 and have been headed up since then. Most economists agree that mortgage rates are likely to increase in the near future. Even if home prices do fall further, the higher mortg… Continue Reading Waiting for the Real Estate Market in NJ to Hit Bottom May End Up Costing You More!

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