Posts Tagged as Mortgage loan

“NJ Teachers at Home” Real Estate Program for Buying, Selling saves you thousands!

I’m excited to let you know about a new program “New Jersey Teachers at Home,” that I’ve been authorized to offer to

teachers, saving them up to 2% to 3% of their mortgage amount when buying a home and can also save money when selling a home.
This program completely eliminates the following fees on your loan:

Application Fee

Processing Fee

Commitment Fee

Underwriting Fee

Commitment Points

This program is open to all of the following:

public school or … Continue Reading “NJ Teachers at Home” Real Estate Program for Buying, Selling saves you thousands!

Buying a Higher-Priced Home is About to get Harder for Some

 

 

Why you may need to be concerned about the impending decrease in conforming loan limits:
If you are considering purchasing a home around the 700,000+ price range this year, you may need to do so before October 1, 2011 or your mortgage may be harder  to get and more expensive.   Some of the conforming loan limits in New Jersey and across the country will be reduced on October 1, 2011, and it may be more difficult or impossible for some people to purchase the home they … Continue Reading Buying a Higher-Priced Home is About to get Harder for Some

Buying a home in New Jersey for no money down — and you thought it was impossible!

A first-time home buyer asked me last week how much she’d need to save up for a down payment before she can buy a home. I told her that she might not need to save any money for a downpayment; she can buy a home for no money down in many parts of New Jersey. I’ve also spoken to many, many Realtors that have no idea you can still finance 100% of your home purchase in many cases. In fact, you may even be able to buy a home with less money upfront than you’d need to move into a rental property.
Continue Reading Buying a home in New Jersey for no money down — and you thought it was impossible!

Waiting for the Real Estate Market in NJ to Hit Bottom May End Up Costing You More!

 

 

 

Has the real estate market in New Jersey hit the bottom? It might be irrelevant. Prices certainly seemed to have stabilized and are even on an upward trend in parts of New Jersey. However, one thing that is almost certain is that mortgage interest rates hit their low during the Fall of 2010 and have been headed up since then. Most economists agree that mortgage rates are likely to increase in the near future. Even if home prices do fall further, the higher mortg… Continue Reading Waiting for the Real Estate Market in NJ to Hit Bottom May End Up Costing You More!

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