no money down

First Time Home Buyer in NJ? You may be eligible for $17,500 in assistance!

 

First time home buyers in New Jersey have access to several options to help them buy a home with little or no money down. New Jersey’s HMFA First Time Home Buyer loan allows for as little as a 3% down payment and up to 3% of the purchase price can be credited back to the buyer for closing costs. Additionally, you can also receive a 4% grant through New Jersey’s Smart Start program — so, on a $250,000 home, a qualifying first-time homebuyer can get $7,500 from the seller AND anothe… Continue Reading First Time Home Buyer in NJ? You may be eligible for $17,500 in assistance!

Buying a home in New Jersey for no money down — and you thought it was impossible!

A first-time home buyer asked me last week how much she’d need to save up for a down payment before she can buy a home. I told her that she might not need to save any money for a downpayment; she can buy a home for no money down in many parts of New Jersey. I’ve also spoken to many, many Realtors that have no idea you can still finance 100% of your home purchase in many cases. In fact, you may even be able to buy a home with less money upfront than you’d need to move into a rental property.
Continue Reading Buying a home in New Jersey for no money down — and you thought it was impossible!

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