First Time Home Buyer in NJ? You may be eligible for $17,500 in assistance!

 

First time home buyers in New Jersey have access to several options to help them buy a home with little or no money down. New Jersey’s HMFA First Time Home Buyer loan allows for as little as a 3% down payment and up to 3% of the purchase price can be credited back to the buyer for closing costs. Additionally, you can also receive a 4% grant through New Jersey’s Smart Start program — so, on a $250,000 home, a qualifying first-time homebuyer can get $7,500 from the seller AND another $10,000 from Smart Start.

Of course there are restrictions, income limits and qualification standards as with all loan/mortgage products. Please feel free to call me to discuss your particular situation and to determine if this program is right for you.

 

Jim Simmons
RE/MAX Greater Princeton
609-529-0822

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